At Ducharme Motors we can help get you the financing you need for the vehicle you want.
Pre-approvals are in place for everyone that is uncertain of their credit situation. You can use our online form, visit us in store, or call us to submit a secure and confidential credit application with one of our friendly Financial Service Managers. After submitting your pre-approval you will hear back from our Financial Service Managers that will provide you with information on the available lending options.
If you have bad credit, we have several options that still might work for you in re-establishing your credit. A great option to boost your credit score is to start with leasing a vehicle. Leasing is great to get you into a vehicle that works for your approval rating because it gives you the flexibility to either buy out your lease at the end of your term or re-look your terms and rates and get yourself back into a brand new vehicle. At this point if you have been making your payments on time, chances are your credit score has increased. To finance a vehicle, a great way to get you approved is with cash down. This lowers your total amount to finance and lowers your monthly payments, making you less likely to default on this loan.
Are you a first time buyer? No problem! We have a First Time Buyers Program in place that helps you enjoy a new Ford vehicle of your own. Some of the conditions of the First Time Buyers Program are 6 months at your place of employment, some cash down, and a max finance term of 72 months, with payments being under $500 a month.
We love hearing from our customers. If you have questions or require more information please do not hesitate to contact us!!